What dreams do you have burning inside of you? What thoughts are you thinking about how to make them come true? Are you using fantasy thinking that someday when I have the time or have enough money to retire? Or, could you use some discipline to help create your dream? Write out your dream. See it clearly. Then ask yourself, what action step could I take today to bring that dream closer to reality? Start out doing something 3 times a week. Then increase the number of days you are doing something toward that dream. Before you know it, your dream will be a reality! Start now, no more excuses or wishful thinking.